{"id":3118,"date":"2021-08-11T06:46:42","date_gmt":"2021-08-11T06:46:42","guid":{"rendered":"https:\/\/www.apexnet.com.pl\/blog\/?p=3118"},"modified":"2021-08-13T08:49:58","modified_gmt":"2021-08-13T08:49:58","slug":"uklad-ratalny-w-zus","status":"publish","type":"post","link":"https:\/\/www.apexnet.com.pl\/blog\/kadry-i-place\/uklad-ratalny-w-zus\/","title":{"rendered":"Uk\u0142ad ratalny w ZUS"},"content":{"rendered":"<p>Uk\u0142ad ratalny w <a href=\"https:\/\/www.zus.pl\/\" rel=\"nofollow\">ZUS<\/a>.\u00a0Zastanawia\u0142am si\u0119 od jakich s\u0142\u00f3w rozpocz\u0105\u0107 ten artyku\u0142:\u00a0<\/p>\n<ul>\n<li>czy od s\u0142\u00f3w: wielu przedsi\u0119biorc\u00f3w niestety popad\u0142o w d\u0142ugi&#8230;\u00a0<\/li>\n<li>czy: wielu przedsi\u0119biorc\u00f3w ma mo\u017cliwo\u015b\u0107 skorzysta\u0107 z <strong>uk\u0142adu ratalnego w ZUS<\/strong>.\u00a0<\/li>\n<\/ul>\n<p>Wiele zale\u017cy od naszego podej\u015bcia do tej sprawy.\u00a0<\/p>\n<h3>Zacznijmy jednak od tego co nale\u017cy zrobi\u0107, aby ubiega\u0107 si\u0119 o roz\u0142o\u017cenie na raty zad\u0142u\u017cenia?\u00a0<\/h3>\n<p><strong>Nale\u017cy:<\/strong><\/p>\n<ol>\n<li><strong>z\u0142o\u017cy\u0107 wniosek wraz z uzasadnieniem<\/strong>, z jakich powod\u00f3w przedsi\u0119biorstwo boryka si\u0119 z brakiem p\u0142ynno\u015bci finansowej i nie mo\u017ce op\u0142aci\u0107 sk\u0142adek na ubezpieczenie;<\/li>\n<li><strong>op\u0142aca\u0107 terminowo bie\u017c\u0105ce sk\u0142adki<\/strong>, je\u015bli dzia\u0142alno\u015b\u0107 jest dalej kontynuowana;\u00a0<\/li>\n<li><strong>wyst\u0105pi\u0107 z osobnym wnioskiem o roz\u0142o\u017cenie na raty koszt\u00f3w egzekucyjnych<\/strong>, je\u015bli przedsi\u0119biorstwo takie ma lub pokry\u0107 je w ca\u0142o\u015bci.\u00a0<\/li>\n<\/ol>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3119 size-large\" src=\"https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-1024x588.jpg\" alt=\"Uk\u0142ad ratalny w ZUS\" width=\"604\" height=\"347\" srcset=\"https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-1024x588.jpg 1024w, https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-300x172.jpg 300w, https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-768x441.jpg 768w, https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-1536x881.jpg 1536w, https:\/\/www.apexnet.com.pl\/blog\/wp-content\/uploads\/2021\/08\/kelly-sikkema-xoU52jUVUXA-unsplash-2048x1175.jpg 2048w\" sizes=\"auto, (max-width: 604px) 100vw, 604px\" \/><\/p>\n<h3>We wniosku o uk\u0142ad ratalny w ZUS P\u0142atnik powinien zawrze\u0107 kilka podstawowych informacji:<\/h3>\n<ul>\n<li>co chcia\u0142by roz\u0142o\u017cy\u0107 na raty, czyli okres zad\u0142u\u017cenia (w tym miejscu zaznacz\u0119, \u017ce aby sprecyzowa\u0107 wniosek o uk\u0142ad ratalny mo\u017cna poprzedzi\u0107 go wnioskiem o rozliczenie konta p\u0142atnika);<\/li>\n<li>napisa\u0107 propozycj\u0119 kwoty rat oraz termin ich p\u0142atno\u015bci;<\/li>\n<li>poda\u0107 pow\u00f3d, dlaczego mia\u0142 trudno\u015bci z regularnym p\u0142aceniem sk\u0142adek lub czemu nie op\u0142aci\u0142 ich w pe\u0142nej wysoko\u015bci;<\/li>\n<li>dok\u0142adnie uzasadni\u0107, dlaczego w obecnej sytuacji na dzie\u0144 sk\u0142adania wniosku o uk\u0142ad ratalny nie jest w stanie uregulowa\u0107 w ca\u0142o\u015bci nieop\u0142aconych sk\u0142adek.\u00a0<\/li>\n<\/ul>\n<h2>Uk\u0142ad ratalny w ZUS. Jak z\u0142o\u017cy\u0107 wniosek?<\/h2>\n<p><strong>Wniosek mo\u017cna z\u0142o\u017cy\u0107 pisemnie za po\u015brednictwem poczty, kuriera b\u0105d\u017a te\u017c osobi\u015bcie w plac\u00f3wce ZUS.\u00a0<\/strong><\/p>\n<p><strong>Elektronicznie lub nawet ustnie w plac\u00f3wce ZUS<\/strong>, gdzie pracownik sporz\u0105dzi protok\u00f3\u0142 wniosku albo telefonicznie przy wsparciu platformy PUE.\u00a0<\/p>\n<h3>ZUS gdy rozpatruje wniosek ma mo\u017cliwo\u015b\u0107 pozostawienia go bez rozpatrzenia w sytuacji gdy:<\/h3>\n<p><strong>Przedsi\u0119biorca nie z\u0142o\u017cy w wyznaczonym terminie:<\/strong><\/p>\n<ul>\n<li>dokument\u00f3w przedstawiaj\u0105cych aktualn\u0105 sytuacj\u0119 finansow\u0105 firmy;<\/li>\n<li>poprawnych dokument\u00f3w ubezpieczeniowych &#8211; rozliczeniowych;<\/li>\n<li>informacji o jak\u0105 pomoc publiczn\u0105 si\u0119 ubiega;<\/li>\n<li>gdy nie zap\u0142aci wcze\u015bniej wspomnianych w tym artykule koszt\u00f3w egzekucyjnych lub nie zawnioskuje dodatkowo o ich roz\u0142o\u017cenie na raty.\u00a0<\/li>\n<\/ul>\n<p><strong>P\u0142atnik ma r\u00f3wnie\u017c obowi\u0105zek:<\/strong><\/p>\n<ul>\n<li><strong>regularnego op\u0142acenia bie\u017c\u0105cych sk\u0142adek w trakcie ju\u017c zawartego uk\u0142adu ratalnego<\/strong>, czyli kr\u00f3tko m\u00f3wi\u0105c jednocze\u015bnie p\u0142aci rat\u0119 ustalon\u0105 w umowie uk\u0142adu ratalnego oraz sk\u0142adki bie\u017c\u0105ce;<\/li>\n<li><strong>raty uk\u0142adu musz\u0105 by\u0107 p\u0142acone terminowo<\/strong>, p\u0142atnik mo\u017ce wp\u0142aci\u0107 wyznaczon\u0105 kwot\u0119 wcze\u015bniej, jednak niedopuszczalny jest nawet 1 dzie\u0144 sp\u00f3\u017anienia wzgl\u0119dem harmonogramu sp\u0142aty rat, poniewa\u017c w\u00f3wczas uk\u0142ad pozostanie zerwany.\u00a0<\/li>\n<\/ul>\n<p>Miejmy nadziej\u0119, \u017ce sytuacja ekonomiczna przedsi\u0119biorc\u00f3w ulegnie zmianie na lepsze i coraz mniej z nich b\u0119dzie potrzebowa\u0142o takiej formy wsparcia jak uk\u0142ad ratalny.<\/p>\n<p>Je\u015bli chcesz poszerzy\u0107 swoj\u0105 wiedz\u0119 z zakresu kadr i p\u0142ac zapraszamy na nasze\u00a0<a href=\"https:\/\/www.apexnet.com.pl\/szkolenia-otwarte\/kadry-i-place\/\">szkolenia kadry i p\u0142ace<\/a>. Sprawd\u017a tak\u017ce nasze\u00a0<a href=\"https:\/\/www.apexnet.com.pl\/szkolenia-otwarte\/zamowienia-publiczne\/\">szkolenia z zam\u00f3wie\u0144 publicznych<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uk\u0142ad ratalny w ZUS.\u00a0Zastanawia\u0142am si\u0119 od jakich s\u0142\u00f3w rozpocz\u0105\u0107 ten artyku\u0142:\u00a0 czy od s\u0142\u00f3w: wielu przedsi\u0119biorc\u00f3w niestety popad\u0142o w d\u0142ugi&#8230;\u00a0 czy: wielu przedsi\u0119biorc\u00f3w ma mo\u017cliwo\u015b\u0107 skorzysta\u0107 z uk\u0142adu ratalnego w ZUS.\u00a0 Wiele zale\u017cy od naszego podej\u015bcia do tej sprawy.\u00a0 Zacznijmy jednak od tego co nale\u017cy zrobi\u0107, aby ubiega\u0107 si\u0119 o roz\u0142o\u017cenie na raty zad\u0142u\u017cenia?\u00a0 Nale\u017cy: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[550],"tags":[688,689,687,690,655,686,605],"class_list":["post-3118","post","type-post","status-publish","format-standard","hentry","category-kadry-i-place","tag-kryzys","tag-platnik","tag-raty","tag-skladki","tag-ubezpieczenie","tag-uklad-ratalny","tag-zus"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Uk\u0142ad ratalny w ZUS. 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